Family Heritage
Supplemental Policies

We Offer Peace of Mind

Most people don’t think about what would happen to their finances if a spouse, parent, or child suddenly fell ill. (Because really, who wants to think about things like that happening to their loved ones?)

But stop and think about it for a moment: what would happen if a member of your household were diagnosed with cancer, or suffered a heart attack or a serious injury and had to be hospitalized for days, weeks, or months?

Cancer, heart disease, accidents, and hospital stays, in general, can be physically and financially debilitating events that affect everyone involved.

The supplemental plans offered by Integrity FHL and underwritten by Family Heritage pay money directly to the client in order to help them offset all the additional costs and expenses that come up when illness or accidents strike, such as:

Lost income
Travel expenses to get the best care
Insurance deductibles and co-payments
Treatments not covered by health insurance
Out-of-pocket expenses

Some of our plans have a unique ‘money back’ benefit. Meaning if you stay healthy and don’t use the plan, you get all of your premiums back! It truly is a win-win situation!

Plans We Offer

Cancer
Cancer impacts millions of Americans each year, and millions more are left feeling overwhelmed when the disease strikes a family member. Our goal is to help free patients and their families from the worry and anxiety of dealing with these challenges.
Heart Attack/Stroke
The number of people suffering from heart attacks and strokes is historically high and expected to rise. The Family Heritage Heart Attack and Stroke Plan has benefits specifically geared toward containing the out-of-pocket costs associated with a heart-related illness.
Accidents
While none of us can predict when an accident will occur, we can certainly be prepared for them. We encourage our customers to “expect the unexpected” and help protect themselves with our accident plans that can provide coverage for the bodily injuries that can result from life’s accidents.
Intensive Care
Severe illness or injury often strikes without warning and can require a stay in the intensive care unit. Family Heritage’s Intensive Care Unit coverage is designed specifically for this type of hospital stay and can provide benefits for confinements in a hospital intensive care unit for any covered illness or accident.
Hospital Indemnity
A hospital stay can be stressful for both the patient and family. The deductibles, coinsurance, copayments and lost income can be confusing and often leave you paying out-of-pocket for more than you planned. Family Heritage’s Hospital Indemnity plan is designed specifically to help offset those out-of-pocket expenses when you or a family member has a hospital stay.
Life
Life insurance can help provide the ultimate protection for your family, helping to ease financial burdens for your loved ones in the event of your premature death. We’ve designed plans that may be able to help secure your family’s future.

Testimonials

I enrolled in this plan & two months later I was diagnosed with cancer. You never know when cancer may strike. This plan helped me pay for travel expenses, medicines, etc. When I realized that one out of two men will get cancer, I felt I needed this coverage. I’m sure glad I have it!

This policy was literally a life saver! I am a single woman with no way to compensate for large deductibles, copays, and loss of wages. The benefits have helped financially during a tough medical time.

This policy has been a blessing during my battle against cancer I have not had the worry of paying my bills and keeping my home going or paying extra hospital bills. I’ve only had to be concerned getting well. I am so thankful for the agent who came to me. At the time I thought I won’t need it the benefits were too good to be true, Family Heritage has done everything it said it would.

I am so thankful that we signed up for this insurance. With the treatments, appointments, and the physical and emotional effects, it was a relief not to be worrying about the medical expenses. My claims were paid within 10 days from when they were mailed. Thanks again Family Heritage and I would recommend this insurance to anyone.

Protecting Families

Integrity FHL is an independent insurance agency partnered exclusively with Globe Life Family Heritage Division. We specialize in offering supplemental health insurance policies to individuals & businesses in markets across the country.

Partner with us.

We are looking to partner with people with a heart of service, a passion to grow, and a desire to lead.